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Free, no-pressure quote
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Tell us a little, and a licensed agent in The Colony gets back to you with options.
About two minutes
A licensed local agent, not a call center
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Step 1 of 3
An introduction
Most households in The Colony, Little Elm, Frisco, and Lewisville depend on more than one vehicle, and often more than one driver. We help you understand the policy you have now and the choices in front of you, for cars, trucks, SUVs, and motorcycles.
New car, new teen driver, or a renewal notice in the mail? Those are all good times to talk.
A conversation at the office
What it generally does
Auto insurance generally includes liability protection, which helps pay for injuries and damage you cause to others. It often also offers optional coverage for damage to your own vehicle, and protection if you are hit by a driver with too little insurance.
Motorcycle insurance generally works in a similar way for your bike, with options that reflect how and when you ride.
Every policy is different. An agent explains the details of any policy before you decide.
Who it suits
Anyone buying or leasing a car, truck, or SUV
Households adding a new or teenage driver
Motorcycle riders
People with a renewal coming who want their policy explained
Your folder
What to have ready
Have what you can. If something is missing, we can find it together. Please leave out license numbers, Social Security numbers, and payment details.
Auto and motorcycle
Each vehicle’s year, make, and model
The drivers in your household and their ages
Any accidents or tickets in the last few years
The ZIP code where the vehicles are kept
Your current declarations page
For every line
Who you are insured with now, and about when your policy renews.
Texas notes
Worth knowing in North Texas
Texas minimum liability is 30/60/25. Texas requires auto liability coverage of at least 30/60/25: $30,000 for each injured person, up to $60,000 per accident, and $25,000 for property damage. Many drivers choose to talk with an agent about whether the minimum fits their situation.
Spring hail. Spring hail is part of life in North Texas. It is a good reason to know your deductible before storm season.
General information only. An agent can walk you through how any of this applies to you.
What neighbors say
Real reviews from Google
4.1★★★★★Google rating from 15 reviews
★★★★★5 out of 5 stars
Karina was very knowledgeable and professional regarding insurance policies for my homes and vehicles. She gladly reviewed my policies several times with me and answered all my questions. Very comparable pricing. Highly recommend.
DonnaGoogle review
★★★★★5 out of 5 stars
Christianne with LucaBella Allstate helped me with my homeowners on my home close and really made things smooth. I highly recommend working with Christianne.
JessieGoogle review
★★★★★5 out of 5 stars
Good employees are hard to have all in one place, but at my agency, LucaBella has it all. Great job, helpful, and knowledgeable, and most of all, quick response. Thank you guys.
When you text us, our automated assistant replies and tells you it is automated. Message frequency varies. Message and data rates may apply. Reply STOP to opt out and HELP for help. Terms and Privacy.
When you text us, our automated assistant replies and tells you it is automated. Message frequency varies. Message and data rates may apply. Reply STOP to opt out and HELP for help. Terms and Privacy.
